If there are certain things that I would like to be able to focus more on this year that would have to be learning how to handle our finances better and how to notice or even create opportunities that would allow us to have multiple sources of income. Nowadays, it is not enough (and not wise, if I may add) to just rely on a single source of income. And if you’re a parent who would like to not only provide for your children’s education and their everyday needs but also be able to secure for them a more stable future, then finding ways on how to earn something extra should also be a priority.
I must admit, when I started reading books on financing and money-matters a few years back, I was a bit disappointed because I find them too technical, it’s like I’m reading a college textbook with all these hard to understand terms and topics that can be really intimidating for someone like me who has no previous business background. What I also find disappointing is that it is hard to find one that is relatable, one that is suitable to Philippine setting.
The moment I received my copy of I Wish They Taught Money in High School for review, I knew that reading it would be a different experience for me. Even as I was browsing through it and looking at its different chapters, I knew that I would learn so much from it. And I was not disappointed.
I Wish They Taught Money in High School is actually a two-in-one book – I Wish They Taught Money in High School So I Can Start My Own Business Right Away, written by Sharon W. Que is for aspiring entrepreneurs while I Wish They Taught Money in High School So I’m Not Dependent on My Paycheck by Clarissa Serina-De La Paz, is primarily for employees who would like to grow the money they earn from their jobs.
I Wish They Taught Money in High School So I’m Not Dependent on My Paycheck
I remember when I received my first paycheck; I was really excited because for me, it signifies my financial independence. I was able to not only buy what I need but also help provide the needs of my family. But after a while, I noticed that I have, just like many others, have fallen into the cycle of living from paycheck to paycheck. Although I am still able to help pay for the monthly bills or pay for the groceries every week, I wasn’t able to set aside something for my savings. Retirement fund? That is something that is so far from my mind at the time.
Looking back, I believe that my problem was I didn’t know how that there are actually ways to earn more aside from what I earn from my regular job. That is what this book aims to do. The author has shared her experiences and her journey that has allowed her to have multiple income streams apart from the income that she earns from her regular job. Even though she doesn’t have the typical rags-to-riches story to tell, her experiences and her struggles are something that everyone can relate to. She has also shared practical tips on money management and how to recognize money-making opportunities that may come our way.
I Wish They Taught Money in High School So I Can Start My Own Business Right Away
If you are an aspiring entrepreneur and you would like to know how to go about it, this is the book for you. I particularly appreciate how, at the end of the book, the author has posted a guide on how to register your business (the contact details of the various government agencies are also provided). The author has also shared her experiences about starting her own business as well as the different struggles that she faced along the way. She has also shared various success stories of individuals that she personally knows in the hope to inspire and motivate her readers.
Overall, I find this book very inspiring not to mention easy to understand. I also like how the book does not only encourage its readers to set realistic goals but it also provides a guide on how to achieve them. The common financial terms that we would come across but would normally find intimidating such as cash flow, leverage and investments are presented in a very easy to understand manner. You don’t need to have a business degree just to be able to appreciate the financial jargon that is mentioned in the book. Both authors are advocates of financial literacy and money consciousness and I believe that with this book, they are able to provide their readers with the tools they need that would allow them to fulfill their dream of financial freedom.
If you would like to have your own copy of this book from Lifestyle Upgrade, you can purchase it from their online shop.